Flood relief
- Team TvA
- Jul 18
- 2 min read
In recent times, Tasman/Nelson & Marlborough have faced significant challenges due to unexpected flooding. For businesses in the area, understanding available relief measures and how to access them can be pivotal for recovery and continuation of operations. Below, we outline some key resources and strategies for businesses affected by the floods.
Government Assistance Programs
1. Civil Defence Payments: These are available for people affected by an emergency event, including floods. While primarily aimed at individuals, businesses can encourage affected employees to apply, thereby ensuring their teams are supported.
2. Mayoral Relief Funds: Local government often provides additional support through Mayoral Relief Funds aimed at meeting the emergency needs that are not covered by other financial assistance. Businesses should check with the Tasman/Nelson or Marlborough District Council’s for the availability and application process of these funds.
The Government is increasing its financial contribution to rural communities with a $600,000.00 support package for flood-affected farmers, growers and foresters.
Insurance and Risk Management
1. Review Insurance Policies: Businesses should review their insurance policies to understand the coverage for flood damage. It’s crucial to document all damages comprehensively for claim purposes.
2. Risk Assessment and Future Planning: Post-flood, businesses should conduct a thorough risk assessment to devise a resilient risk management plan. Consider investments in flood defences and evaluate the risk to supply chains and infrastructure.
Community and Business Support Networks
1. Chamber of Commerce: The Marlborough Chamber of Commerce often provides resources and advice to impacted businesses. Their programs can include everything from networking opportunities to emergency business advice.
2. Business Mentors New Zealand: Engage with a mentor to receive guidance on navigating the post-disaster business landscape. A mentor can help devise strategies to overcome financial and operational hurdles.
3. Local Business Associations: Collaborate with local business groups which often band together to provide support and share resources in times of crisis.
Steps For Business Recovery
1. Damage Assessment and Prioritization: Carry out a detailed assessment of the damages shared with insurers and relevant stakeholders. Prioritize actions based on urgency and impacts on business continuity.
2. Streamlining Cash Flows: Consider revisiting budgets and forecasts to reflect the changes due to flood impacts. Engage with creditors and suppliers early to negotiate extended payment terms if needed.
3. Communication: Keep lines of communication open with clients, customers, and employees to manage expectations and sustain business relationships.
Here are some extra weblink resources:
Being well-prepared and informed can significantly enhance a business's ability to withstand and recover from flood impacts. Actively utilizing available government programs, insurance benefits, and local support systems can provide the necessary leverage for recovery efforts. We are here to help so please feel free to contact us for support tailored to your unique business needs.
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